Share Your Perspective: EFInA Stakeholder Perception Survey 2025

Digital Wallet Savings and Resilience

The study tested one thing: whether putting money into a digital wallet, and not simply owning one, helps Nigerian women and young people get through a financial emergency. Download Digital Wallet Savings and Resilience Findings

Financial Inclusion and Climate Resilience: Insights from Rural Women Farmers in Nigeria

Looks at which combinations of financial services, including savings, credit, agricultural insurance, mobile money, and cooperative systems, help rural women farmers cope with and adapt to climate shocks, and how that resilience feeds into agricultural productivity, income, and food security. Also assesses how effective existing financial inclusion initiatives have been for this group. Covers rural […]

The Account Opens. Then What?

Tests whether actively saving through a digital wallet, not simply owning one, helps households absorb a financial shock better than saving through ajo, esusu, or adashe. Covers shock absorption capacity, how fast households recover normal spending after a shock, and the welfare trade-offs, such as skipped meals, asset sales, or high-cost borrowing, that can come […]

What the Field Taught Me About Productive Credit

What the Field Taught Me About ProductiveCredit What the Field Taught Me About ProductiveCredit What the Field Taught Me About ProductiveCredit What the Field Taught Me About ProductiveCredit Examines whether credit meant for income-generating activity actually converts into business growth and household welfare gains, or gets absorbed into short-term consumption smoothing instead. Covers enterprise conversion […]

EFInA Unveils Inclusion for All Mainstream Voices Community to Strengthen Pro-Poor Financial Inclusion Advocacy in Nigeria 

EFInA Unveils Inclusion for All Mainstream Voices Community to Strengthen Pro-Poor Financial Inclusion Advocacy in Nigeria Lagos, Nigeria, January 23, 2026 — Enhancing Financial Inclusion and Advancement (EFInA), through its Inclusion for All (I4All) initiative, has formally announced the Inclusion for All Mainstream Voices Network, a structured network of professionals, advocates, and community representatives convened to advance pro-poor financial inclusion and economic empowerment in […]

The Long View: Reflections on signals and shifts in the Nigerian Financial Landscape

Reflections on signals and shifts in the Nigerian Financial Landscape Issue 1: EFInA’s Focus and Priorities for 2026 Dear esteemed stakeholder,  I would like to extend my sincere appreciation to you for your continued partnership and commitment to advancing financial inclusion and economic empowerment in Nigeria. Your collaboration and trust remain central to EFInA’s mission and to the collective progress of the financial inclusion […]