Share Your Perspective: EFInA Stakeholder Perception Survey 2025

What the Field Taught Me About Productive Credit

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Examines whether credit meant for income-generating activity actually converts into business growth and household welfare gains, or gets absorbed into short-term consumption smoothing instead. Covers enterprise conversion (intensive versus structural growth), shock absorption and resilience, and household-level outcomes including women’s economic agency. Covers micro-entrepreneurs across Lagos, Kano, Anambra, and Borno States.

Download  Opinion Piece 1- What the Field Taught Me About Productive Credit

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