Financial Inclusion and Climate Resilience: Insights from Rural Women Farmers in Nigeria
Looks at which combinations of financial services, including savings, credit, agricultural insurance, mobile money, and cooperative systems, help rural women farmers cope with and adapt to climate shocks, and how that resilience feeds into agricultural productivity, income, and food security. Also assesses how effective existing financial inclusion initiatives have been for this group. Covers rural […]
The Account Opens. Then What?
Tests whether actively saving through a digital wallet, not simply owning one, helps households absorb a financial shock better than saving through ajo, esusu, or adashe. Covers shock absorption capacity, how fast households recover normal spending after a shock, and the welfare trade-offs, such as skipped meals, asset sales, or high-cost borrowing, that can come […]
What the Field Taught Me About Productive Credit
What the Field Taught Me About ProductiveCredit What the Field Taught Me About ProductiveCredit What the Field Taught Me About ProductiveCredit What the Field Taught Me About ProductiveCredit Examines whether credit meant for income-generating activity actually converts into business growth and household welfare gains, or gets absorbed into short-term consumption smoothing instead. Covers enterprise conversion […]
