Beyond the Account Number: Why Reliability is the Real Frontier for Nigeria’s Financial Health
Financial inclusion in Nigeria has reached a milestone—79% of Nigerian adults, representing over 94 million people, now have access to financial services. Yet, beneath this headline figure lies a sobering reality: 52% of adults have less than a month of financial buffer if their income stops, and nearly half experienced a major economic shock in […]
From Access to Progress: Making Financial Inclusion Work for Nigerians
Imagine a small business owner who has a bank account, receives payments digitally and can access credit when cash gets tight. On paper, she is financially included. But when a family emergency comes, business sales slow down or an unexpected bill arrives, she has little savings to fall back on. She borrows to cope, rather […]
