Join Our Team: Gender Centre of Excellence (GCE) Manager

Join EFInA’s Gender Centre of Excellence (GCE) to drive women’s financial inclusion in Nigeria and across Africa. This role supports the design and implementation of gender-responsive policies, products, and services that empower low-income women and the unbanked. From strategy implementation and stakeholder engagement to research, advocacy, and programme design, you’ll be at the heart of […]
Open Banking in Nigeria: Misconceptions and Realities

The Central Bank of Nigeria is set to launch Open Banking in 2025 as part of measures to deepen financial inclusion. But what is open banking? Imagine walking into a store that already knows your preferences, needs, and budget, but only because you gave permission to share that information. That’s the essence of Open Banking. […]
Beyond Access: Putting Financial Health at the Core of Nigeria’s Financial Inclusion Strategy

Nigeria’s Financial Inclusion Journey In a decade and a half, Nigeria has made undeniable progress. Formal financial access rose from 26% in 2008 to 64% in 2023, supported by three successive strategies: The first strategy document (NFIS 1.0, 2012–2018) sought to achieve a financial inclusion rate of 80% (by 2020), up from a baseline of […]
Beyond Access: Turning Financial Inclusion into Financial Resilience in Nigeria

Beyond Access: Turning Financial Inclusion into Financial Resilience in Nigeria Reviewing the 2025 Global Findex Through A2F Lens About the Findex Report The Global Findex Survey, conducted by the World Bank every three years, is the world’s largest dataset on how adults save, borrow, make payments, and manage financial risks. Covering 140+ countries, it offers […]
EFInA Hosts 9th A2F Stakeholder Engagement Workshop to Shape 2025 Financial Inclusion Measurement Strategy

EFInA Hosts 9th A2F Stakeholder Engagement Workshop to Shape 2025 Financial Inclusion Measurement Strategy Lagos, Nigeria – August 26, 2025 – Enhancing Financial Inclusion and Advancement (EFInA), a financial sector deepening organisation in Nigeria, convened diverse key stakeholders for the 9th wave of its Access to Financial Services in Nigeria (A2F) stakeholder consultation workshop. The […]
From Sanctions to Synergy: How Nigeria Can Turn Fintech Compliance into a Growth Engine

From Sanctions to Synergy: How Nigeria Can Turn Fintech Compliance into a Growth Engine […]
Call for Fellows — EFInA Research Fellowship Program (Cohort 1, 2025)

Call for Fellows — EFInA Research Fellowship Program (Cohort 1, 2025) Download the Call for Fellowship Program Are you passionate about using research to shape inclusive financial systems? EFInA (Enhancing Financial Inclusion & Advancement) invites applications for the inaugural EFInA Research Fellowship Program — a 8-month funded initiative designed to support researchers and practitioners […]
Unlocking Nigeria’s Financial Future: Overcoming Challenges and Seizing Opportunities in Last-Mile Expansion

Unlocking Nigeria’s Financial Future: Overcoming Challenges and Seizing Opportunities in Last-Mile Expansion Download the complete report Nigeria’s financial inclusion numbers look impressive on paper—64% of adults are now formally included, up from 57% in 2020. But beneath these headline figures lies a more complex reality that demands urgent attention from policymakers, financial service providers, […]
The Trillion-Naira Opportunity: Why 40 Million Nigerians Are Still Locked Out of Wealth Building

The Trillion-Naira Opportunity: Why 40 Million Nigerians Are Still Locked Out of Wealth Building Download the complete “Bridging Nigeria’s Knowledge and Wealth Gap” presentation Nigeria’s financial inclusion story reads like a tale of two economies. While headline numbers show impressive progress—with formal financial inclusion jumping from 36% in 2010 to 64% in 2023—a deeper dive reveals a […]
Nigeria’s Hidden ₦130 Billion Fintech Goldmine: Why Your Next Billion Users Aren’t Where You Think

Nigeria’s Hidden ₦130 Billion Fintech Goldmine: Why Your Next Billion Users Aren’t Where You Think Download the Full Report Here Nigeria’s fintech success story is impressive—but incomplete. While the country ranks 6th globally in real-time payments volume with 7.9 billion transactions, a massive opportunity lies hidden in plain sight: 53.8 million payment-excluded adults representing an […]