Nigeria Financial Inclusion and Economic Empowerment Priorities

Beyond Access: Putting Financial Health at the Core of Nigeria’s Next Inclusion Strategy

Introduction: From Counting Accounts to Building Resilience Nigeria has more banked adults than ever before, yet fewer are financially healthy. Account ownership has doubled since 2011, digital payments have become mainstream, and millions now interact daily with formal finance. On paper, this looks like success. But beneath the numbers lies a stark reality: financial fragility […]

Beyond Access: Turning Financial Inclusion into Financial Resilience in Nigeria  

Beyond Access: Turning Financial Inclusion into Financial Resilience in Nigeria   Reviewing the 2025 Global Findex Through A2F Lens   About the Findex Report   The Global Findex Survey, conducted by the World Bank every three years, is the world’s largest dataset on how adults save, borrow, make payments, and manage financial risks. Covering 140+ countries, it offers […]

EFInA Hosts 9th A2F Stakeholder Engagement Workshop to Shape 2025 Financial Inclusion Measurement Strategy

EFInA Hosts 9th A2F Stakeholder Engagement Workshop to Shape 2025 Financial Inclusion Measurement Strategy Lagos, Nigeria – August 26, 2025 – Enhancing Financial Inclusion and Advancement (EFInA), a financial sector deepening organisation in Nigeria, convened diverse key stakeholders for the 9th wave of its Access to Financial Services in Nigeria (A2F) stakeholder consultation workshop. The […]

Call for Fellows — EFInA Research Fellowship Program (Cohort 1, 2025)

Call for Fellows — EFInA Research Fellowship Program (Cohort 1, 2025) Download the Call for Fellowship Program   Are you passionate about using research to shape inclusive financial systems? EFInA (Enhancing Financial Inclusion & Advancement) invites applications for the inaugural EFInA Research Fellowship Program — a 8-month funded initiative designed to support researchers and practitioners […]

Unlocking Nigeria’s Financial Future: Overcoming Challenges and Seizing Opportunities in Last-Mile Expansion 

Unlocking Nigeria’s Financial Future: Overcoming Challenges and Seizing Opportunities in Last-Mile Expansion Download the complete report   Nigeria’s financial inclusion numbers look impressive on paper—64% of adults are now formally included, up from 57% in 2020. But beneath these headline figures lies a more complex reality that demands urgent attention from policymakers, financial service providers, […]

The Trillion-Naira Opportunity: Why 40 Million Nigerians Are Still Locked Out of Wealth Building

The Trillion-Naira Opportunity: Why 40 Million Nigerians Are Still Locked Out of Wealth Building Download the complete “Bridging Nigeria’s Knowledge and Wealth Gap” presentation Nigeria’s financial inclusion story reads like a tale of two economies. While headline numbers show impressive progress—with formal financial inclusion jumping from 36% in 2010 to 64% in 2023—a deeper dive reveals a […]

Nigeria’s Hidden ₦130 Billion Fintech Goldmine: Why Your Next Billion Users Aren’t Where You Think

Nigeria’s Hidden ₦130 Billion Fintech Goldmine: Why Your Next Billion Users Aren’t Where You Think  Download the Full Report Here Nigeria’s fintech success story is impressive—but incomplete. While the country ranks 6th globally in real-time payments volume with 7.9 billion transactions, a massive opportunity lies hidden in plain sight: 53.8 million payment-excluded adults representing an […]

Nigeria’s Financial Health Crisis: A Nation Living on the Edge

Nigeria’s Financial Health Crisis: A Nation Living on the Edge  Download the Complete Report The alarming reality behind Nigeria’s financial inclusion success story  Nigeria’s financial inclusion journey has been hailed as a success story across Africa. With impressive growth in digital payments and account ownership, the numbers paint a picture of progress. But beneath these […]