Nigeria’s Financial Inclusion Reaches 79% as EFInA’s A2F 2026 Survey Points to Next Challenge: Turning Access into Real Impact

L-R: Dr Aisha Isa-Olatinwo, Director, CPFID, CBN; Foyinsolami Akinjayeju, CEO, EFInA; Omolola Oloworaran, DG, National Pension Commission (PenCom); Johannes Lehne, Deputy Head of Mission, German Embassy in Nigeria; M.K. Ahmad, Member, EFInA; Dr Arunma Oteh OON, Member, EFInA; HH Sanusi Muhammadu Sanusi II CON, Emir of Kano and Member, EFInA; Prof. Olayinka David-West, Dean and […]
Digital Savings & Financial Resilience

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Enhancing Rural Women Farmers’ Resilience to Climate Change-Induced Impacts Through Financial Inclusion in Nigeria

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A2F 2026: Making financial inclusion work harder for Nigerians

More Nigerians are connected to financial services. The next challenge is to turn those relationships into stronger livelihoods, protection and financial security. Consider Rofiat, a 43-year-old single mother raising four children and running a small business. She has had a bank account for more than 20 years. It helps her receive payments, move money and […]
Beyond the Account Number: Why Reliability is the Real Frontier for Nigeria’s Financial Health

Financial inclusion in Nigeria has reached a milestone—79% of Nigerian adults, representing over 94 million people, now have access to financial services. Yet, beneath this headline figure lies a sobering reality: 52% of adults have less than a month of financial buffer if their income stops, and nearly half experienced a major economic shock in […]
From Access to Progress: Making Financial Inclusion Work for Nigerians

Imagine a small business owner who has a bank account, receives payments digitally and can access credit when cash gets tight. On paper, she is financially included. But when a family emergency comes, business sales slow down or an unexpected bill arrives, she has little savings to fall back on. She borrows to cope, rather […]
How Productive Credit Impacts Enterprise Growth, Financial Resilience And Household Welfare Among Micro Entrepreneurs In Nigeria

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EFInA Set to Release Findings of the A2F 2026 Survey this September
Lagos, Nigeria – September 2026 – Enhancing Financial Inclusion and Advancement (EFInA) will release the findings of the ninth Access to Financial Services in Nigeria (A2F) Survey at the Official Launch event of the A2F 2026 Survey Report on 16 September 2026 in Abuja, Nigeria. The A2F Survey, conducted biennially since 2008, remains Nigeria’s most comprehensive source of demand-side data on financial inclusion, tracking how Nigerians use formal and informal financial […]
Enhancing Rural Women Farmers Resilience to Climate Change-Induced Impacts through Financial Inclusion in Nigeria

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Evaluating the impact of digital wallet savings on the financial resilience and welfare trade-offs of women and youth.

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