The Search for Good Market Conduct in Nigeria’s Agent Banking Ecosystem
On October 6th, 2025, the Central Bank of Nigeria (CBN) released a fresh and more stringent set of Guidelines for the Operations of Agent Banking in Nigeria. The move is timely, perhaps overdue. As agent banking continues to grow into a critical delivery channel, especially for bridging the gap between formal finance and underserved markets, […]
Rethinking Social Investments in Nigeria: From Relief to Resilience
Social investments refer to public policies and programmes designed to protect people from poverty and economic shocks, while expanding opportunities for transitioning out of poverty. These initiatives typically involve non-contributory transfers in cash or kind, paired with services that enhance capabilities and livelihoods. They are often described them as social safety net instruments that help […]
Beyond Access: Turning Financial Inclusion into Financial Resilience in Nigeria
Beyond Access: Turning Financial Inclusion into Financial Resilience in Nigeria Reviewing the 2025 Global Findex Through A2F Lens About the Findex Report The Global Findex Survey, conducted by the World Bank every three years, is the world’s largest dataset on how adults save, borrow, make payments, and manage financial risks. Covering 140+ countries, it offers […]
EFInA Hosts 9th A2F Stakeholder Engagement Workshop to Shape 2025 Financial Inclusion Measurement Strategy
EFInA Hosts 9th A2F Stakeholder Engagement Workshop to Shape 2025 Financial Inclusion Measurement Strategy Lagos, Nigeria – August 26, 2025 – Enhancing Financial Inclusion and Advancement (EFInA), a financial sector deepening organisation in Nigeria, convened diverse key stakeholders for the 9th wave of its Access to Financial Services in Nigeria (A2F) stakeholder consultation workshop. The […]
From Sanctions to Synergy: How Nigeria Can Turn Fintech Compliance into a Growth Engine
From Sanctions to Synergy: How Nigeria Can Turn Fintech Compliance into a Growth Engine […]
Unlocking Nigeria’s Financial Future: Overcoming Challenges and Seizing Opportunities in Last-Mile Expansion
Unlocking Nigeria’s Financial Future: Overcoming Challenges and Seizing Opportunities in Last-Mile Expansion Download the complete report Nigeria’s financial inclusion numbers look impressive on paper—64% of adults are now formally included, up from 57% in 2020. But beneath these headline figures lies a more complex reality that demands urgent attention from policymakers, financial service providers, […]
The Trillion-Naira Opportunity: Why 40 Million Nigerians Are Still Locked Out of Wealth Building
The Trillion-Naira Opportunity: Why 40 Million Nigerians Are Still Locked Out of Wealth Building Download the complete “Bridging Nigeria’s Knowledge and Wealth Gap” presentation Nigeria’s financial inclusion story reads like a tale of two economies. While headline numbers show impressive progress—with formal financial inclusion jumping from 36% in 2010 to 64% in 2023—a deeper dive reveals a […]
Nigeria’s Hidden ₦130 Billion Fintech Goldmine: Why Your Next Billion Users Aren’t Where You Think
Nigeria’s Hidden ₦130 Billion Fintech Goldmine: Why Your Next Billion Users Aren’t Where You Think Download the Full Report Here Nigeria’s fintech success story is impressive—but incomplete. While the country ranks 6th globally in real-time payments volume with 7.9 billion transactions, a massive opportunity lies hidden in plain sight: 53.8 million payment-excluded adults representing an […]
Nigeria’s Financial Health Crisis: A Nation Living on the Edge
Nigeria’s Financial Health Crisis: A Nation Living on the Edge Download the Complete Report The alarming reality behind Nigeria’s financial inclusion success story Nigeria’s financial inclusion journey has been hailed as a success story across Africa. With impressive growth in digital payments and account ownership, the numbers paint a picture of progress. But beneath these […]
From the EFInA webinar on “Sustaining Financial Health: Understanding and Combating Investment Scams”
