New research on women’s financial inclusion jointly conducted by the Central Bank of Nigeria’s Financial Inclusion Secretariat and EFInA found that levels of income, education, and trust in financial service providers are strongly associated with financial inclusion in Nigeria, for both men and women. Because women in Nigeria tend to have lower levels of income, education, and trust in financial service providers, this contributes strongly to the financial inclusion gender gap. In addition, Nigerian women are less likely than Nigerian men to use formal (regulated) financial services such as bank accounts, even when factors such as income, education, and trust in financial service providers are held equal.